top of page

Privacy Policy

Last updated: July 12, 2025

A legal disclaimer

Ruthovia Financial Group (“we,” “our,” or “us”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at [www.roviafinancial.com] and engage with our financial advisory services.
 

1. What Information We Collect

We may collect the following types of information:
 

a. Personal Information You Provide

We collect information directly from you when you:

  • Request an insurance or investment quote

  • Book a consultation (phone or virtual)

  • Submit a contact form

  • Sign up for newsletters or updates

  • Complete insurance or investment application forms

This may include:

  • Full name

  • Email address

  • Phone number

  • Date of birth

  • Mailing address

  • Employment and income details

  • Financial goals or insurance needs

  • Social Insurance Number (where required by insurers, with your consent)
     

b. Automatically Collected Information

We may automatically collect information such as:

  • IP address

  • Browser type and version

  • Device type and operating system

  • Pages visited, time on site, and click behavior

  • Referral source (how you arrived at our website)
     

We may use cookies and analytics tools like Google Analytics to improve your experience and analyze website traffic.
 

2. How We Use Your Information

We use your information to:

  • Assess your insurance and financial needs

  • Provide accurate quotes and product recommendations

  • Complete and submit insurance or investment applications (with your consent)

  • Communicate with you regarding your inquiries, appointments, or services

  • Improve our website, marketing efforts, and service offerings

  • Comply with legal and regulatory requirements
     

We may also send you helpful financial tips, product updates, or promotional offers, which you can opt out of at any time.
 

3. Who We Share Your Information With

We only share your personal information as necessary and with your consent. This may include:

  • Insurance companies and financial institutions for quote or policy processing

  • Licensed agents or advisors working under Ruthovia Financial Group

  • Third-party service providers (e.g., CRM systems, virtual office platforms, email marketing tools)

  • Legal or regulatory bodies, when required by law
     

We never sell your personal information.
 

4. How We Protect Your Data

We use secure technology and organizational safeguards to protect your personal information from unauthorized access, use, or disclosure, including:

  • Encrypted communication

  • Secure CRM and form submission tools

  • Restricted access to sensitive data
     

Please note, while we strive to protect your data, no method of electronic transmission or storage is 100% secure.
 

5. Your Rights and Choices

You have the right to:

  • Request access to or correction of your personal data

  • Withdraw consent for marketing emails

  • Request deletion of your data (unless we are legally required to retain it)

  • Opt-out of cookies via your browser settings
     

To make a privacy request, email us at info@roviafinancial.com.
 

6. Cookies and Tracking

We use cookies and tracking technologies to:

  • Understand user behavior and traffic patterns

  • Personalize your experience

  • Improve website performance
     

You can disable cookies through your browser settings, though some features may not function properly.
 

7. Third-Party Links

Our website may include links to third-party websites (e.g., insurer portals). We are not responsible for their privacy policies or practices. We recommend reviewing their policies before submitting any personal information.
 

8. Children's Privacy

Our services are intended for individuals 18 years and older. We do not knowingly collect personal information from children under 13.
 

9. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. Updates will be posted on this page with an updated “Effective Date.”
 

10. Contact Us

If you have questions or concerns about this Privacy Policy or how we handle your data, please contact us:
 

Ruthovia Financial Group
📧 Email: info@roviafinancial.com
🌐 Website: [www.roviafinancial.com]

bottom of page